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Current Account Mortgage

The smarter way to manage your money

  • Pay off your mortgage earlier and save money in interest payments as your credit balance reduces the interest you owe
  • Benefit from the advantages of a tax-efficient mortgage
  • Yorkshire Bank Rapid Repay and Yorkshire Bank Flexible Repay Current Account Mortgages have been withdrawn from sale however they are still available for existing customers. Existing limits only, no limit increases are available.

By combining your current account, personal loan, overdraft and mortgage into one flexible account, you can manage your money efficiently. And because your credit balance can reduce the amount of interest owed, you could pay your mortgage off years earlier. Let your mortgage work harder for you – choose a Yorkshire Bank Current Account Mortgage.

How to apply

What you get

Save money on tax and interest payments

  • All your borrowing is at the same rate as your mortgage
  • Pay off your mortgage earlier and save money on interest charges
  • Instead of earning interest on savings, pay less on your mortgage
  • Benefit from tax-efficiencies as a result of not earning interest on savings
  • All debts are secured on your home

Other mortgages

Please note that with a Current Account Mortgage all debts are secured on your home.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

For your security, calls may be monitored or recorded.

How to apply

Ask us to call you back

  • Telephone: 0845 602 6198
    (Monday - Friday 8.00am - 8.00pm)

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Important information

Read our important information about Yorkshire Bank mortgages