Current Account Plus
The Current Account that gives you more
- Competitive overdraft rate with no arrangement fee
- Exclusive access to Savings Account Plus
- Enjoy travel deals in conjunction with Apollo Travel Direct
With Current Account Plus you can enjoy the great benefits of an overdraft facility that’s competitive and flexible, as well as exclusive access to Savings Account Plus – a 24 Hour Internet and Telephone Banking based savings account. Transfer funds quickly and easily between accounts and enjoy a higher interest rate on your savings. (Please note that access to this account is by Internet and/or Telephone Banking only. You can’t withdraw or deposit money from your Savings Account Plus at any branch‡).
Pay off your mortgage sooner with Current Account Plus Offset. Link the money you have in your account with an Offset Savings Account and our Offset Mortgage and pay less interest on your mortgage. So you could pay off your mortgage and own your home sooner!
How to apply
- Visit your local Yorkshire Bank branch (Opens in a new window)
- Telephone 0845 602 6198 (Monday - Sunday 8.00am - 8.00pm)
What you get
A financial difference you’ll notice
- Competitive overdraft rate, with no arrangement fee
- Savings Account Plus, an instant access account with competitive rates
- Great holiday deals in conjunction with Apollo Travel Direct
- Multi-Function Maestro Debit Card which can be used in person, by phone, online, abroad† and as a cheque guarantee – subject to status
- CashBack facilities at participating retailers
- Withdraw up to £350* or top-up a mobile phone, 24 hours a day 365 days of the year at any Yorkshire Bank ATM (opens in a new window) or ATM in the UK or abroad†
- 24 Hour Telephone Banking and Internet Banking
- Mobile phone top-up (opens in a new window) at ATMs.
Other current accounts
- Readycash Basic Account - take a straightforward approach to your finances with our Basic Bank Account
- Student Account - enjoy student life without worrying about your finances!
Current Account Plus is only available to those aged 16 or over. Written quotations are available on request. All overdrafts and Multi-Function Debit Cards are subject to status and applicants must be aged 18 or over.
*Subject to available funds. While we do not charge for this service, other providers may do so. An ATM may be temporarily unavailable due to periods of routine maintenance.
24 Hour Telephone Banking and Internet Banking may be temporarily unavailable during periods of routine maintenance. For your security, calls may be monitored or recorded.
†Purchases and ATM withdrawals using Maestro outside the UK will be subject to a handling charge. This charging structure does not apply to UK- domestic Maestro and ATMs in the UK.
‡All deposits to Savings Account Plus must be made directly into your Current Account Plus and then transferred to the Savings Account Plus by using the Internet/Telephone Banking service. You can also organise to have regular deposits made to your Savings Account Plus by arranging a standing order. For withdrawals, funds must be transferred from your Savings Account Plus, (again by using the Internet/Telephone Banking service), into your Current Account Plus. You can then use your card to access your money from thousands of cash machines including the ATM network, 24 hours a day, every day (please note that cash machines may be temporarily unavailable due to periods of routine maintenance). Your debit card will enable you to withdraw up to £350 per day (subject to available funds, while we do not charge for this service,other providers may do so).
For Mortgages, security is required and an asset backed contract may be required for interest only mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the Scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
In respect of deposits with a UK office, payments under the Scheme are limited to 100% of the first £50,000 of a depositor's total credit balances with the Bank. Further details of the Scheme are available from us on request or from the Financial Services Compensation Scheme: www.fscs.org.uk or Financial Services Compensation Scheme, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.
