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Repayment Protection Insurance

Sometimes unforeseen things happen, make sure your loan repayments are protected

  • Choose an easy and affordable way to protect you loan repayments
  • Protect against unemployment, illness and even death
  • Free, independent and confidential advice

Could you afford your Personal Loan if your circumstances changed? Taking our Personal Loan optional Repayment Protection Insurance means you’ll be able to continue to make your repayments even if you lose your job or can’t work due to an accident or sickness. On approval of your Personal Loan, we will contact you by phone to discuss taking out Repayment Protection Insurance.

How to apply

What you get

Protection that does so much more

  • Protect your Personal Loan against the risk of accident, illness, unemployment and even death by taking out our optional Repayment Protection Insurance (subject to Terms and Conditions)
  • When you claim you will receive details of the insurer’s Back to Work Service which is free, confidential and independent
  • Expert advice tailored to your own needs will be available to help you cope with an accident, sickness, or unemployment and assisting you to find a new job
  • To enjoy the security and protection of Repayment Protection, at the start date you must be:
    • Aged 18 years or over but under 64
    • Work at least 16 hours per week
    • Live in the UK
    • Aged under 70 when your loan agreement is due to be repaid
    • The first named person on your loan agreement.
  • If/when your Personal Loan application is approved, you will be contacted by phone, usually within one business day, when we can discuss with you taking out our optional Repayment Protection Insurance.

Other loans and protection:

  • Personal Loan - turn your plans into reality with a Yorkshire Bank Personal Loan
  • Car Finance - tailored solutions to meet your car purchase needs
  • GAP Insurance - protect your car against the unexpected

Yorkshire Bank is a trading name of Clydesdale Bank PLC.  Personal Loan optional Repayment Protection Insurance is arranged by Clydesdale Bank PLC, and is underwritten by London & Edinburgh Insurance Company Limited and Norwich Union Life & Pensions Limited trading as Norwich Union. Details are available on request from any Yorkshire Bank branch. Terms and Conditions apply.

Car Purchase Plan is provided through Yorkshire Bank Asset Finance. Yorkshire Bank Asset Finance is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority.  No. 121873. 

Telephone opening hours are 8 a.m. to 8 p.m. Monday to Friday, and 9 a.m. to 5 p.m. on Saturday. For your security, calls may be recorded or monitored.

How to apply

  • Telephone: 0800 707 6471
    (Open Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 5.00pm)